Transforming Lives

About us

Transforming Lives

About us

Who we are

Zambuko Trust (Pvt) Ltd (Zambuko Trust) is a Faith-based developmental Microfinance Institution, one of Zimbabwe’s pioneer Sector Institutions.

Zambuko Trust was founded in 1990 by a group of Christian business persons in response to economic challenges facing the poor. We operate from 9 branches in Zimbabwe and provide products and services to our clients which include;

1. Loans :Individual and groups loans such as: small business loans, renewable energy loans, agricultural loans,emergency loans, assets finance loans,educational loans,civil servants loans, pension loans.

2. Advisory Services :financial literacy, business management training, debt counseling

Lives Transformation is our business. Microfinance is our tool

Our Vision

To be a leader in sustainable transformation of communities nationwide

Our Mission

“To provide relevant, affordable and empowering wealth creating solutions.”

Our Motivation

The love of Christ compels us to give ourselves wholly to use our God-given resources and abilities to make a lasting impact among the marginalised with a sense of equity and justice.

Our Values

Teamwork: We are intensely focused on working together as a team in serving our clients and helping them achieve their business objectives.

Respect / Caring: Our respect for one another compels us to value fully and affirm the dignity and uniqueness of each stakeholder.

Integrity: We commit to integrating actively what we believe, present, and say with what we do. We will do the right things for the right reasons, whether or not anyone will know.

Stewardship: Our deep sense of duty to our customers, staff, communities, partners and the environment drives every decision we make and guides every action we take.

Excellence: We will put forth our personal and professional best, providing the highest quality of service, while committing ourselves to continuous improvement.

Innovation: We always strive to find new ways of delighting our customers, learning and fostering new ideas to become better every day.

History & Milestones

Zambuko Trust started in 1990 with seed capital from Opportunity International Australia. Opportunity International is a global Ecumenical Christian leading proponent of Microfinance and promoter of best practices globally.

Mr David Bussau engaged Mr Phineas Dube with the proposition to start a Microfinance Institution in Zimbabwe as a response to the changing country Macro-economic environment.

Mr Bussau’s views on transformation are that; “By enabling entrepreneurs, you create more jobs. If you want to transform communities, you have to economically empower them. There’s just no other way. You can be there for years giving out free food, housing and education, but if people are not economically empowered, they don’t take responsibility for themselves.”

After formation Zambuko Trust continued to grow, thanks to continued support from Developmental Partners, that Included Opportunity International, USAID, DFID, AusAid, HIVOS, and many more.

At its peak in 2003 Zambuko Trust had a network of 27 branches, servicing more than 16,000 clients before the hyperinflation crisis that decimated the sector. Zambuko Trust managed to revive operations in 2009 after the country switched to multi-currency to arrest hyperinflation and economic meltdown.

Executive Management

Lorraine Ndlovu Thondhlana

Managing Director

Nevison Ushe

Finance Director


Zambuko Trust

Zambuko Trust (Pvt) Ltd (Zambuko Trust) is a Faith-based developmental Microfinance Institution, one of Zimbabwe’s pioneer Sector Institutions.

Our Address

Head Office, and Harare Branch:

No. 6 Aberdeen Road

Postal Add: P O Box 1183, Harare

Contact Details

CALL/WhatApp : 0781 160 351

Tel: +263 (24) 2333692/3, 2302495