The loans are non-enterprise, but promote development and improvement of quality of life for the individual and family. Repayment period ranges between 3 to 12 months repayment period.

Micro-housing Loan (Housing Improvement Loan)
Micro-housing Loans are granted to finance all types of work ranging from minor repairs or improvements made to the home, to incremental house construction on flexible terms. We apply the principles of microfinance to housing, addressing the bottleneck in the housing value chain for many low-income households.

The loan is available to both micro-entrepreneurs and formally employed applicants with a repayment period up to 24 months.

Education Loans
Loans to assist parents in buying books, uniforms, shoes and to pay high school or college fees for their children. Our education loan is earmarked to assist our clients to accord their children that rare opportunity to go to college or university on affordable and flexible terms, because we believe supporting education is an investment for a lifetime. The loans are typically between 3 to 12 months repayment period.

Green Energy Loans
Loan product to facilitate purchase of basic solar products for lighting, solar water heating and pumping systems that help rural clientele to enhance the quality of live while greening the environment.